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We can all learn from the brand and technology approach of Equity Release

By Richard Pike, sales and marketing director, Phoebus Software Ltd So, the “bank of mum and dad” is assisting siblings onto the property ladder to the tune of over £5 billion per year nationally. These “subsidies” will o...Read More

2 Jun 2017

Housing has to be a focus for our next government

By Richard Pike, sales and marketing director of Phoebus Software Ltd Two years ago, before the last general election, I was quoted as saying: “Based on the Conservative’s manifesto, home ownership is going to be a majo...Read More

1 Jun 2017

Lending into Retirement

By Richard Pike, sales and marketing director of Phoebus Software Ltd The equity release market is growing rapidly as it becomes accepted as being more mainstream. Despite the FCA deciding against a stand alone qualificat...Read More

25 May 2017

Educated view of the self-employed

By Richard Pike, sales and marketing director of Phoebus Software Ltd (PSL) The self-employed sector is an area that is apparently crying out for attention. With a reputed 4.5 million self-employed people in the UK,

15 May 2017

Time for account servicing transformation?

By Richard Pike, sales and marketing director of Phoebus Software Ltd (PSL) I mentioned in my column last month that whilst digital lending and omni-channel functionality continue to hit the headlines, some real wins could...Read More

3 May 2017

Don't leave branches behind when it comes to technology change

By Richard Pike, sales and marketing director of Phoebus Software Ltd (PSL) In a time where wholesale funding for lending continues to be difficult to come by, many lenders continue to look at obtaining banking licences so...Read More

3 Apr 2017

How lenders can adapt to changing building styles

By Richard Pike, sales and marketing director of Phoebus Software Ltd The Housing White Paper discussed releasing more land to build on, building more housing stock and providing more affordable housing, but there was a la...Read More

14 Mar 2017

Phoebus powers up to extend online offering

They have a bewildering number of labels: Generation X, Generation Z, the Internet Generation, iGeneration, Millennials and Post-Millennials to name but a few. They all have one trait in common: widespread use of the internet...Read More

9 Mar 2017

The technological revolution should not leave intermediaries behind

By Richard Pike, sales and marketing director of Phoebus Software Ltd With many lenders investing in developing digital solutions, concerns have been raised that intermediaries will be cut out of the “originations loop” as...Read More

6 Mar 2017

Should lenders be able to contact broker-introduced borrowers directly?

By Richard Pike, sales and marketing director of Phoebus Software Ltd The FCA’s interim report on its mortgage market study is due out in the summer, with the final version expected to follow early next year.

24 Feb 2017

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